Not everyone has cultivated the habit of saving, but we encourage our members to save towards achieving their goals. Whether you're saving for an emergency, a future expense, or simply to grow your wealth, we have a savings plan that suits your needs We offer micro savings accounts that let members build their nest egg one small deposit at a time. By combining flexible financing with simple savings tools, we help people plan for tomorrow and seize opportunities today.
Fruitvest has provided a suitable means to make savings easier and more interesting by giving our members good returns during and after savings.
Earn 12%–20% interest per annum when you save with any of our savings plans.
Flexible Savings Options: Choose between daily, weekly, monthly, or target or fixed savings plans, starting from as low as ₦500.
Earn interest Rewards: At the end of your savings term, you can withdraw your interest and savings in cash.
Attractive Rewards:
Up to 12% -20% return on 12-month savings plans.
Referral Benefits (Optional)
While referral is not required, members who refer others to save can earn commission from their referrals under our Fruitvest savings platform.
Why Choose Us?
Fruitvest is built on trust, transparency, and real value:
Registered & Transparent: Operated by Fruitful Vineyard Cooperative Society Limited and duly registered under Lagos State Cooperative Law.
Flexible Payouts: Receive your earnings right on schedule.
Social Impact: Your savings support small businesses, empower entrepreneurs, and help reduce poverty through cooperative-driven community projects.
No Hidden Fees: Clear terms, straightforward benefits, and a member-first approach—no surprises.
A Safe and Sustainable System All earnings come from a structured cooperative investment model that reinvests pooled funds into verified, profitable ventures. The system is designed for long-term sustainability, backed by member savings, cooperative bylaws, and strong financial accountability.
Summary
Whether you’re saving for a project, planning household expenses, or just want a structured way to grow your money, Fruitvest is here to help — with interest rewards that suit your lifestyle.